Another Satisfied First Time Home Buyer
"I had a fantastic experience working with the Cosack Team to purchase my home. Dale and I looked at about 25 - 30 houses in the fall of 2008. As a first time home buyer, I had A LOT to learn during my search. From questions about neighborhoods, housing and plot values, mortgages, current laws and tax credits, he had almost all the answers – the few that had stumped him up-front, he promptly dug up the answers for me. I was seriously impressed with his knowledge, ambition, and integrity. Not that I was presuming realtors to be like car salesmen, but was none-the-less pleasantly surprised to have full faith in the honesty and professionalism of my realtor. Over the time I spent searching with them, they really got a good idea of what I was looking for. In fact, the house I ended up buying, I purchased sight-unseen on Dales recommendation and photographs (I was working in TX for a month at the time). I imagine that the house was a realtor’s nightmare. It was a winterized foreclosure, with lots of remodeling (HVAC, electrical, and structural) that had never been officially permitted by the township. While I was still away at work, they had lined up all of the normal inspections, pounded on the door of my local township and gotten the other inspections, de-winterization and required permits for the modifications. When I returned, we set up the final use-and-occupancy inspection and I was good to move in. Here are some of the highlights of my experience working with the Cosack team
1. They answered ALL of my questions without any bias (I had a lot of them).
2. They enlightened me with tons of info I never even thought to ask about.
3. They worked very hard to find exactly what I was looking for.
4. They provided mortgage estimates that were far superior to any I received from mortgage brokers.
5. They took care of all the work necessary to get me the home I had finally decided on (this was no trivial task).
Number 4 deserves particular attention. I have found that it is very easy to mislead a home buyer on the actual monthly cost of a home. All of the upfront costs, monthly costs, insurance and taxes need to be FULLY enumerated for a cost estimate that is worth the paper it is printed on; and online calculators are garbage too. Mortgage companies will sell you whatever your credit will allow. If you are unlucky enough to have a realtor that isn’t looking out for your best interest, the realtor can sell you in WAY over your head (it’s a bigger paycheck for them). You must trust your realtor.
I like to do things my own way and I always take business recommendations with suspicious caution, however, after my independent search for a decent lender didn’t turn out so well, Dale suggested an acquaintance of his. This is where I actually got the best rate and honest service! He also provided contact information for title insurance and home owners insurance. Again, these rates were better than I found independently (even using my car insurance company!). So my innate lack of trust was completely overcome. Now I own a 4 bed/ 2 bath home that I can comfortably afford which will provide a great place for my daughter to grow and play, and a good home for my girlfriend and her son.
Obviously, I would (and do) recommend Dale and the Cosack team to anyone looking for a home in the area. Most people say that they already have a realtor or that they know someone. But, I would guarantee that their realtor is not as good as mine!!!
- Scott Synnestvedt, Levittown, PA
Dale Walked Me Through Every Step Of The Process
"After several unsuccessful months of working with other realtors to buy a Manayunk home, I was referred to Prudential Fox & Roach by a friend. The Cosack Team set me up with Dale Cosack. Dale is a consummate real estate professional. He was very familiar with the Manayunk/Roxborough area, and found me my dream home in no time. As a first time buyer, he walked me through every step of the process and made sure that I fully understood everything. Most importantly, he made himself available for me whenever I had questions. In rare event that he was not available, his team stepped up and helped me out. He did a fantastic job of putting the every single detail of the deal together for me. I would recommend Dale Cosack to anyone looking for a Manayunk Realtor!
Thanks again for everything!"
- Kate Peters, Manayunk, PA
Dale Worked His Butt Off For Us!
"Dale helped my fiancee and I find our first home. We drove all over creation together looking for the perfect place. Dale worked his butt off for us, and we are very appreciative...we love our new home!!"
- Rachel Greenstein, Bensalem PA
Don't Make the Move Without Them!
"The Cosack Team are a very experienced, professional team that gets the job done. Whatever it takes you will find the house that is right for you and get yours sold. Working with the Cosack Team was a great experience and I would recommend anyone looking to buy, or sell a home to use them."
- Caroline and Vinnie Vietti, Yardley, PA
First Time Investor Manayunk
"IF YOU ARE A FIRST TIME INVESTOR, CALL DALE
Dale Cosack did an amazing job helping me purchase my first investment property in Manayunk in Philadelphia. Being new to this type of endeavor I really had to lean on his expertise. I am very glad I did. His tireless energy, passion, and knowledge of his craft made a potentially stressful process go very smoothly. He always had my best interests in mind and was very easy to work with. I will definitely be using his services again!
- Keith Derby, Holland PA
Found Dale Online & He Exceeded Our Expectations
"Found Dale on a website selling a house we wanted to checkout. Dale's communication played a key role in convincing us we wanted to work with him. We can't say enough about how great a job Dale did! Dale did a wonderful job negotiating. He was able to get the house we wanted at the price we wanted. He also followed up on repairs that were promised to us and made sure those were finished by settlement. His expertise on negotiating using our strong points came in handy. On top of this, Dale was friendly, intelligent, helpful & honest. He made himself available to meet with us any time. His response time was phenomenal and even communicated on a daily basis some weeks. Dale also went out of his way for us. He picked up Pete when he didn't have a way to get to the signing and made many recommendations and referals so that we could fix up the house. Dale exceeded our expectations."
- Laura & Pete, Morrisville PA
No Question Who I Would Use
"I 've had the pleasant, positive experience of having the Cosack team sell two of my homes. Both times it was a hassle free, stress free situation. If I ever would need to sell or buy in the area again there would be no question that I would use the Cosack team. They're the best!"
- Loretta Limongelli, Yardley, PA
Professional with a Personal Touch
"We were extremely pleased with our experience with The Cosack Team. They were all real pros, and still treated us like family! They had such patience during our long search. Dale was always available at times convenient to us and knowledgeable about every aspect of our home purchase. We strongly recommend this team of realtors.
- Kelly and Sal Barreca, Bensalem, PA
Professional, Organized & Highly Skilled
"Working with The Cosack Team was a wonderful experience from start to finish. I found them to be extremely professional, organised and highly skilled at selling houses!! They sold our home within 4 weeks. When our buyer became difficult at closing they had the skill and experience to close the deal to our mutual benefit. I would thoroughly recommend the Cosack Team -especially in this difficult market.
- Ali and Mark Day , Newtown, PA
Real Estate Investors in Newtown Grant & Manayunk, Philadelphia
"We have a couple of investments in Newtown Grant's Society Place, and we love the professional environment and were looking to purchase another condo investment in the neighborhood. We contacted Dale without knowing him, but after receiving a mailing of his that let us know he had expertise on condo's and investments. He showed us a condo in Society Place, but also began sharing his knowledge on different areas, and talked to us a good bit about positive cash flow and appreciation. He convinced us to take a ride down to Manayunk in Philadelphia to look at some real estate investments together. It wasn't long before we realized that cash flow and appreciation in Manayunk was definitely possible. After seeing about 20 properties in Manayunk, we put an offer in a place we fell in love with. An investment property that could also be our home. Dale was a strong negotiator and got us a fantastic deal. He also helped us with the getting tenants as we were new to the area. All the tenant applicants were young professionals and we were able to secure renters immediately. We are so grateful to Dale for introducing us to Manayunk and we are now looking forward to selling our Newtown Grant, Society Place condos to better invest our money in Manayunk because it has many advantages, including the positive cash flow, professional tenants, and great location.
The Whatley's Investors in Society Place & Manayunk, Philadelphia
- The Whatley's Society Place & Manayunk
Sincere & Trustworthy
"Dale Cosack was always there when we needed him, but never badgered or pressured us. He exceeded our expectations when it came to explaining the home buying process, his knowledge of the real estate market, and his ability to negotiate and manage our purchase through settlement. He was always dedicated to serving our best interest, offered timely & effective communication & assisted us in finding a mortgage lender & title co. with that same dedication. His sincerity & trustworthiness are two great qualities of his and we will definitely recommend him to our friends & family."
- Margo Desimone, Holland PA
Thanks For Finding Me My Home in Newtown
"If you are looking for someone to help you find a home then you have come to the right place. Dale's dedication to his craft & to his clients can not be matched period! Do yourself a favor & give Dale a call. I did & I couldn't be happier. Thanks again for everything you did along the way & for in the end finding my home sweet home!!!"
- Rick Novasak, Newtown PA
Thanks For Finding Us The Perfect Home In New Hope
We appreciate all your hard work during the home buying process, your honest and straightforward approach as we looked at homes was instrumental in finding the home that was perfect for us. We never felt like you were pushing us toward any particular home and you provided good insight telling us the good and bad features of each home. From the home search stage on through the offer stage and finally through closing and settlement you helped us all along the way, always patient and willing to track down answers to our many questions. Thanks to you we found our dream home in New Hope, PA.
Thanks Dale for all your hard work and I will recommend you to all my friends and family who are looking for a quality realtor.
- Dave & Giuly Spair, New Hope PA
We Couldn't Have Asked For A Better Realtor
"Dale did an amazing job. He always went the extra step to help us. We could not have asked for a better agent. Buying a house for the first time, Dale did an excellent job making sure we understood everything and were 100% satisfied! We are going to miss thim!
- Jen & Scott Zattoni, Yardley, PA
We've Seldom Felt So Valued
"The Cosack team epitomizes the notion of exemplary service. Dale deftly negotiated an impossible array of eleventh-hour seller
stipulations. What is more, he proved an invaluable advocate after our closing, helping us approach and procure due compensation from the
Dale's willingness to protect our interests was only paralelled by his thoughtful practicality. In consideration of market fluctuation during
lean financial times, we remain grateful for the Cosack Team's depth and breadth of experience. We've seldom felt so valued. Moreover, we
feel supremely confident in our investment.
We wholeheartedly endorse Dale Cosack and hope that you'll experience the privilege of his support.
- Kristen and Chadd Johnson, Philadelphia, PA